Vircle Club is an exclusive membership offered by Vircle, providing parents and children with access to a suite of benefits and privileges. By joining the Vircle Club, you can enjoy benefits such as:

1. Access to Features: Members gain access to all Vircle app features, including Parental Controls, Savings and Missions.

2. VISA Prepaid Card: Depending on the plan, members receive a Vircle Basic or Limited Edition VISA Prepaid Card, with delivery included.

3. Rewards: Members receive Vircle Rewards vouchers, which can be used for various benefits (up to RM880 in value).

4. International access: Spend and pay using the Vircle Visa Prepaid card anywhere in the world.

Yes. Vircle is fully regulated under the Bank Negara Malaysia's Financial Services act as a e-money service operating under Principal license of Fass Payment Solutions Sdn Bhd.

Vircle employs the same bank-grade security protocols as other E-wallet providers in Malaysia. Additionally, as Malaysia's first Parental Oversight Payment service, Vircle offers multiple controls and safety features to protect your child's payment card and the Parent Wallet.

Vircle is made specifically for kids. Unlike other payment methods & E-wallets, Vircle lets parents have full control & visibility over their child's financial behaviors ensuring that your child can learn about money & finance in a safe environment from a young age. This also means that you can overcome common issues traditional parents face when it comes to managing their child's finances such as:

• ❌ Children overspending

• ❌ Children purchasing prohibited items

• ❌ Children not understanding the value and hardship of money

• And more

No, your child does NOT need a phone. Your child only needs the Vircle Visa Card and you as a parent can give pocket money, monitor spending, control spendings, & more via the Vircle App.

Vircle provides parents with card controls to manage their children's spending via the Vircle App, this includes security settings, daily spending limit adjustments, spending categories controls, & more.

For example, parents can limit their child's card to spend on Food & Beverages only, and block spending on items like alcohol and tobacco.

No, Vircle Visa Card is a Prepaid Card which is different from the traditional Debit/Credit Cards. What is the difference? Prepaid Cards are not linked to any bank account(s) and thus, it requires you to top-up cash balances in order to start spending.

In short, they are quite similar to Touch'n Go Cards which most Malaysians are familiar but with extra features made specifically for kids!

No, Vircle does not charge any additional fees or any transaction fees. The only fee you need to pay in order to use Vircle's Visa Card Services are the Vircle Club membership fees shown above.

The Minions Vircle Visa Card is exclusively available to Vircle Club Annual Plan Members. To get yours, simply subscribe to the Vircle Club Annual Plan through Vircle's official website. Once you complete the purchase, your card will be shipped to you within 7 business days. If you’re using the Vircle app, make sure you have an existing account and complete the eKYC process before subscribing. Detailed activation instructions will be provided with your card when it arrives.

Delivery times may vary, after subscribing to a Vircle Club membership plan, you can typically expect to receive your Vircle Visa Card within 7–10 business days after completing your initial purchase.

You can use your Vircle Visa Card anywhere in the world where Visa is accepted. Whether for travel, online shopping, or everyday purchases, it offers unparalleled convenience and global accessibility. Unlike some e-wallet platforms that may have limited acceptance abroad, the Vircle Visa Card ensures seamless transactions, empowering your child with financial independence and security no matter where they go.

Children can start using the Vircle Visa Card as early as 7 years old, encouraging financial responsibility under parental supervision. This early introduction helps promote financial literacy and nurtures healthy spending habits from a young age.

If you previously subscribed to the Vircle Club Annual Plan and received a free Basic Vircle Visa Card, you will need to cancel your current membership and re-subscribe to the Vircle Club Annual Plan to get a Minions Visa Card.

Please note: The remaining value of your current Annual Plan will not be refunded or prorated.