Limits, Fees & Charges

eWallet Limits - Basic Account
 

Your Basic Account can be used on the Vircle school card at all participating Vircle Schools. Your Basic account gets you :

  • eWallet size of MYR 4,999

  • Monthly family spending (in schools) of MYR 4,999

  • Monthly Card top up Limit : MYR 1,000.00

  • Monthly FPX/Online Banking limit : Up to Wallet Limit of MYR 4,999

  • Minimum Top UP : RM 50.00 per top up

eWallet Limits - Premium Account
 

You may upgrade your basic account to Premium by completing our eKYC electronic ID verification. Your Premium eWallet account gets you :

  • eWallet size of MYR 10,000.00

  • Annual family spending of MYR 120,000.00

  • Issue Visa Prepaid Card for your children with Vircle Club Pro Subscriptions

  • Monthly Card top up Limit : MYR 1,000.00

  • Monthly FPX/Online Banking limit : Up to eWallet size of MYR 10K or annual Spent limit of MYR120K

  • Minimum Top UP : RM 50.00 per top up

Fees & Charges
 

  1. Account Balance Withdrawals

    • You may close your account and withdraw funds to your bank account​

    • Account with Visa cards must withdraw balance via ATM only

    • A service fee of RM 1 will be deducted for account closure and balance withdrawal

    • Cash out withdrawal is NOT allowed, withdrawals will proceed with account closure.