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Trusted by parents and children across
100+ Schools
Real money skills come
from real experience.




Built for children and guided by parents, Vircle gives them room to earn, save and spend safely.
Set limits, see spending in real time and freeze access when needed.


TWO WAYS TO PAY
At school. Out of school.
They tap with their school card in school, and Scan & Pay with DuitNow QR when they’re out.
GUIDANCE WITHOUT MICROMANAGING
Freedom for them.
Reassurance for you
You set the boundaries. They build confidence through everyday choices.

Send pocket money instantly

Set spending limits

Get real-time alerts

Freeze access anytime

See their own balance

Save towards goals

Learn through real spending

Build better money habits

DUITNOW QR SCAN & PAY
Their everyday independence starts here.
They can pay wherever DuitNow QR is accepted, while your limits, alerts and controls stay active.



Pay at any DuitNow QR
From food and transport to everyday essentials.

Daily limits you set
Choose how much they can spend each day.

Real-time payment alerts
Know when and where a payment happens.

Freeze Scan & Pay anytime
Pause access directly from your app.
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Protect their education.
Protection for life’s unexpected moments, with support to help keep their education on track.
This product is underwritten by Allianz General Insurance Company (Malaysia) Berhad ("AGIC") 200601015674 (735426-V), licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia.

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